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TEXAR Federal Credit Union
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Share Certificates

IRA/Share Certificates

If you want to maximize your rate of return and won't need access to the funds for some time, a Share Certificate is a great option. A low risk way to earn a higher return on your money. You can even borrow against your own share certificates; allowing you to take advantage of a low loan rate. 
  • Certificates Available in terms of 6, 12, 18, 24, 36, and 48 months
  • Pays dividends monthly and upon maturity on a daily balance
  • Minimum balance required to open is $1000.00

How to open a Share Certificate with us

Share Certificate Rates

Term Dividend Rate APY* Minimum Balance
48 month 3.06% 3.10% $1000
36 month 3.06% 3.10% $1000
24 month 3.06% 3.10% $1000
18 month 3.93% 4.00% $1000
12 month 4.89% 5.00% $1000
6 month 
5.13% 5.25% $1000
*APY = Annual Percentage Yield

Interested in these great rates but not a member? Become a member today! 
NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a member service representative.  Exclusions may apply.

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Open a checking account with us today and enjoy secure, convenient, and easy banking.

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TEXAR Mobile Deposit

Depositing a check into your checking or savings account is easy with TEXAR's mobile banking app.