IRA/Share Certificates
If you want to maximize your rate of return and won't need access to the funds for some time, a Share Certificate is a great option. A low risk way to earn a higher return on your money. You can even borrow against your own share certificates; allowing you to take advantage of a low loan rate.
- Certificates Available in terms of 6, 12, 18, 24, 36, and 48 months
- Pays dividends monthly and upon maturity on a daily balance
- Minimum balance required to open is $1000.00
- You can open a certificate online through Anywhere Access
Share Certificate Rates
**Special Membership Rate effective for
memberships established prior to 10/14/2020
| Term | Dividend Rate | APY* |
Special Membership Rate**
(Dividend)
|
Special Membership Rate**
(APY*)
|
Minimum Balance |
|---|---|---|---|---|---|
| 48 month | 0.75% | 0.75% | 1.20% | 1.21% | $1000 |
| 36 month | 0.75% | 0.75% | 1.20% | 1.21% | $1000 |
| 24 month | 0.75% | 0.75% | 1.20% | 1.21% | $1000 |
| 18 month | 0.90% | 0.90% |
1.20% | 1.21% | $1000 |
| 12 month | 0.75% | 0.75% | 1.20% | 1.21% | $1000 |
| 6 month |
0.45% | 0.45% |
1.20% | 1.21% | $1000 |
*APY = Annual Percentage Yield
NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a member service representative. Exclusions may apply.
