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TEXAR Federal Credit Union
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Mortgage Loans

Our goal is to provide our members the opportunity to purchase or refinance a home.  The TEXAR Mortgage Department is devoted to helping our members meet their mortgage needs from start to finish. 

What We Offer:

  • Low down payments on home purchases
  • Fixed interest rates for 10, 15, 20, 25 and 30 years
  • FHA, VA, & USDA loans
  • Land financing
  • Manufactured Homes with land
  • Home Equity Loans
  • Investment property financing
Call one of our Mortgage Loan Originators to get pre-qualified today at 903.223.0000 ext.1097!

Get Prequalified

Obtain your mortgage pre-qualification with TEXAR today! 

For information on scanning documents to our mortgage department click the button below.


Meet Our Mortgage Team:


Kayla Jones - Mortgage Department Manager, NMLS#1653220


Kayla has been with TEXAR for over 8 years and 5 years in the mortgage department serving in various roles. She looks forward to helping members obtain the best loans for their lifestyles and make their homeownership dreams come true.



Kristi Shackelford - Mortgage Loan Originator, NMLS #990217

Kristi has over 19 combined years in the Mortgage Industry with our local Credit Unions and Title Companies.  She enjoys working with members to find the product that is just right for them.  Whether purchasing or refinancing, Kristi is here to help!



Meet Our Mortgage Loan Processor:

Bianca Byers, NMLS# 2167393

Bianca has a total of 12 years in the financial industry. Her passion is great customer service and educating her members in all facets of the financial world. While the home buying process can be stressful and overwhelming, it doesn’t have to be with a caring and trained professional like Bianca in your corner.

S.A.F.E. Act Disclosure

Under the Secure and Fair Enforcement Act (S.A.F.E. Act), TEXAR is required to register each of our Mortgage Loan Originators (MLOs) with the Nationwide Mortgage Licensing System and Registry (Registry). We are then required to make the National Mortgage Licensing System Identification Number (NMLS ID#) for each of our MLOs available to members, applicants, and consumers upon request. Below are the name and NMLS ID# of each of our MLOs:

NMLS Numbers
Kristi Shackelford 990217
Kayla Jones 1653220
Bianca Byers 2167393
David Crenshaw 715352
Randelle Snyder 415790
Connie Lee 416042
Kelly Mitchell 416037
Sendy Labrada 1907958
Note: Consumers can confirm that TEXAR (NMLS ID# 415390) and TEXAR’s employee MLOs are registered at the following address:
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TEXAR Mobile Deposit

Depositing a check into your checking or savings account is easy with TEXAR's mobile banking app.


woman taking a picture of a check

TEXAR Mobile Deposit

Depositing a check into your checking or savings account is easy with TEXAR's mobile banking app.