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TEXAR Federal Credit Union
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Current Promotions


Wait, What?!  You read that correctly!  Obtain your secured loan with TEXAR and pay .99% APR* until the end of the year! To learn more call 903.223.5626, text LOAN to 83927 or apply online at  

*Annual Percentage Rate.  Rates based on credit score.  To qualify, members will need to: finance a consumer loan in the amount of $10,000 or above & have a FICO 8 credit score of 680 or above.  Rate will change to 2.99%APR on January 1, 2022.  

Ex: an auto loan financed for $30,000 with a term up to 72 months, the monthly payment would be approximately $456.00.  Loans currently financed with TEXAR and share secured loans are excluded.  Additional terms and condtions may apply.  Limited time offer!  Promotion is effective until December 31, 2022.

Spruce up your home this spring with a Home Improvement Loan!

Why wait to put in those granite counter tops you've been wanting?!  Finance up to $50,000 with rates as low as 3.99% APR* .   Call at 903.223.5626, text "LOAN" to 83927 or apply at to start the loan application process today.
*Annual Percentage Rate
All loans subject to approval and qualification


Low Mortgage Rates, Low Down Payments

With the lowest rates we have seen in a while, now is a GREAT time to purchase a new home!  At TEXAR, we make the buying process a breeze with local people and local servicing. For a limited time, we are offering an In-House 10 year fixed rate of 2.89% with no appraisal required and limited closing costs.

Call one of our Mortgage Loan Originators to get pre-qualified today at 903.223.0000 ext.1097!

*Exclusions apply
  • Term not to exceed 120 months
  • Qualified loans range between $100,000 - $400,000
    • Must be considered new money to qualify
  • Must have a credit score of 680 or above
  • Includes first liens only, no second liens
  • Excludes rental properties, investments and manufactured homes
  • Financing options subject to change
  • Ex. A 10 year fixed loan of %150,000 at 2.89%APR*, approximate payment would be $1440.81 per month
    • Interest rate is not indicative of the actual APR*
    • APR= Annual Percentage Rate

Got Account Questions? We’ve got answers!
Text “Account” to 83927

Questions such as:

What is my account balance?
How do I notify someone about travel?
How do i report account issues?

Seriously, ask us anything!

Simply text “Account” to 83927 with any account inquiry!

Three Ways to Apply for a Loan
TEXAR makes applying for a loan EASY! 

Apply by:
  • Calling:   903.223.5626
  • Online:
  • Text:        LOAN to 83927 (TEXAR)

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Apply for a commercial, vehicle, or mortgage loan and we'll contact you by the end of business day.

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Vehicles For Sale

Browse our current inventory of vehicles for sale and apply for a loan online today.

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