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TEXAR Federal Credit Union
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Deposit Rates

Deposit rates effective 08/01/2020 and subject to change. *APY = Annual Percentage Yield
 

Savings Accounts

Account Dividend Rate APY* Minimum Balance to Open Account Minimum Balance for Dividends
Regular Shares 0.10% 0.10% $25 Avg. daily bal. of $100
IRA 0.30% 0.30% $50 $0.01 

Checking Accounts

Account Dividend Rate APY* Minimum Balance to Open Account Minimum Balance for Dividends
Dividend Checking 0.05% 0.05% $50 $0.01 

 Money Market Checking Tiers

Daily Balance Tiers Dividend Rate APY* Minimum Balance to Open an Account Minimum Balance for Tiered Dividends
$2,500 to
$24,999.99
0.15% 0.15% $2,500 $2,500
$25,000 to $49,999.99 0.25% 0.25% $2,500 $25,000
$50,000 to $99,9999.99 0.30% 0.30% $2,500
$50,000
$100,000 to $149,999.99 0.35% 0.35% $2,500
$100,000
$150,000 + 0.40% 0.40% $2,500
$150,000

Share Certificates

Term Dividend Rate APY* Online Rate (Dividend) Online Rate (APY*)
Minimum Balance
(To open and for dividends)
48 month 1.09% 1.10% 1.09%
1.10%
$1000
36 month 1.09% 1.10% 1.09%
1.10%
$1000
24 month 1.00% 
1.00% 1.00%
1.00%
$1000
18 month 1.00% 1.00% 1.00%
1.00%
$1000
12 month 0.90% 0.90% 0.90%
0.90%
$1000
6 month 
0.55% 0.55% 0.55%
0.55%
$1000

NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a Member Service Representative.
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TEXAR Mobile Deposit

Depositing a check into your checking or savings account is easy with TEXAR's mobile banking app.

MORE ABOUT MOBILE DEPOSIT


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Need Extra Cash?

Our Skip-A-Pay program allows you to skip one payment on each of your loans every 12 months. 

Explore Skip-A-Pay