Deposit rates effective 09/30/2023 and subject to change. *APY = Annual Percentage Yield
Savings Accounts
| Account | Dividend Rate | APY* | Minimum Balance to Open Account | Minimum Balance for Dividends |
|---|---|---|---|---|
| Regular Shares | 0.10% | 0.10% | $25 | Avg. daily bal. of $100 |
| IRA | 0.30% | 0.30% | $50 | $0.01 |
Checking Accounts
| Account | Dividend Rate | APY* | Minimum Balance to Open Account | Minimum Balance for Dividends |
|---|---|---|---|---|
| Dividend Checking | 0.05% | 0.05% | $50 | $0.01 |
Money Market Checking Tiers
| Daily Balance Tiers | Dividend Rate | APY* | Minimum Balance to Open an Account | Minimum Balance for Tiered Dividends |
|---|---|---|---|---|
|
$2,500 to
$49,999.99
|
1.00% | 1.00% | $2,500 | $2,500 |
| $50,000 to $99,999.99 | 1.10% | 1.10% | $2,500 | $50,000 |
| $100,000 to $199,999.99 | 1.50% | 1.50% | $2,500 |
$100,000 |
| $200,000 to $299,999.99 | 1.70% | 1.70% | $2,500 |
$200,000 |
| $300,000 to $399,999.99 | 2.25% | 2.25% | $2,500 |
$300,000 |
| $400,000 + | 3.00% | 3.00% | $2,500 |
$400,000 |
Share Certificates
| Term | Dividend Rate | APY* |
Minimum Balance
(To open and for dividends)
|
|---|---|---|---|
| 48 month | 3.06% | 3.10% | $1000 |
| 36 month | 3.06% | 3.10% | $1000 |
| 24 month | 3.06% | 3.10% | $1000 |
| 18 month | 3.93% | 4.00% | $1000 |
| 12 month | 4.36% | 4.45% | $1000 |
|
6 month
|
5.13% | 5.25% | $1000 |
*APY = Annual Percentage Yield
NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a Member Service Representative. Exclusions may apply.
