Deposit rates effective 01/19/2019 and subject to change. *APY = Annual Percentage Yield
Savings Accounts
| Account | Dividend Rate | APY* | Minimum Balance to Open Account | Minimum Balance for Dividends |
|---|---|---|---|---|
| Regular Shares | 0.10% | 0.10% | $25 | Avg. daily bal. of $100 |
| IRA | 0.30% | 0.30% | $50 | $0.01 |
Checking Accounts
| Account | Dividend Rate | APY* | Minimum Balance to Open Account | Minimum Balance for Dividends |
|---|---|---|---|---|
| Dividend Checking | 0.05% | 0.05% | $50 | $0.01 |
Money Market Checking Tiers
| Daily Balance Tiers | Dividend Rate | APY* | Minimum Balance to Open an Account | Minimum Balance for Tiered Dividends |
|---|---|---|---|---|
|
$2,500 to
$24,999.99
|
0.30% | 0.30% | $2,500 | $2,500 |
| $25,000 to $49,999.99 | 0.40% | 0.40% | $2,500 | $25,000 |
| $50,000 to $99,9999.99 | 0.50% | 0.50% | $2,500 |
$50,000 |
| $100,000 to $149,999.99 | 0.60% | 0.60% | $2,500 |
$100,000 |
| $150,000 + | 0.70% | 0.70% | $2,500 |
$150,000 |
Share Certificates
| Term | Dividend Rate | APY* | Online Rate (Dividend) | Online Rate (APY*) |
Minimum Balance
(To open and for dividends)
|
|---|---|---|---|---|---|
| 48 month | 2.20% | 2.22% | 2.20% |
2.22% |
$1000 |
| 36 month | 2.15% | 2.17% | 2.15% |
2.17% |
$1000 |
| 24 month | 2.10% |
2.12% | 2.10% |
2.12% |
$1000 |
| 18 month | 1.83% | 1.85% | 1.83% |
1.85% |
$1000 |
| 12 month | 2.33% | 2.35% | 2.33% |
2.35% |
$1000 |
|
9 month -
SPECIAL RATE
|
2.23% | 2.25% | 2.23% |
2.25% |
$1000 |
| 6 month | 1.39% | 1.40% | 1.39% | 1.40% |
$1000 |
NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a Member Service Representative.
