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TEXAR Federal Credit Union
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Deposit Rates

Deposit rates effective 12/03/2022 and subject to change. *APY = Annual Percentage Yield

Savings Accounts

Account Dividend Rate APY* Minimum Balance to Open Account Minimum Balance for Dividends
Regular Shares 0.10% 0.10% $25 Avg. daily bal. of $100
IRA 0.30% 0.30% $50 $0.01 

Checking Accounts

Account Dividend Rate APY* Minimum Balance to Open Account Minimum Balance for Dividends
Dividend Checking 0.05% 0.05% $50 $0.01 

 Money Market Checking Tiers

Daily Balance Tiers Dividend Rate APY* Minimum Balance to Open an Account Minimum Balance for Tiered Dividends
$2,500 to
$49,999.99
0.40% 0.40% $2,500 $2,500
$50,000 to $99,999.99 0.60% 0.60% $2,500 $50,000
$100,000 to $199,999.99 1.00% 1.00% $2,500
$100,000
$200,000 to $299,999.99 1.20% 1.20% $2,500
$200,000
$300,000 to $399,999.99 1.75% 1.75% $2,500
$300,000
$400,000 + 1.95% 1.95% $2,500
$400,000

Share Certificates


Term Dividend Rate APY*
Minimum Balance
(To open and for dividends)
48 month 3.06% 3.10% $1000
36 month 3.06% 3.10% $1000
24 month 3.06% 3.10% $1000
18 month 3.64% 3.70% $1000
12 month 3.93% 4.00% $1000
6 month 
2.76% 2.80% $1000

*APY = Annual Percentage Yield

 
NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a Member Service Representative. Exclusions may apply.
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TEXAR Mobile Deposit

Depositing a check into your checking or savings account is easy with TEXAR's mobile banking app.

MORE ABOUT MOBILE DEPOSIT


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Need Extra Cash?

Our Skip-A-Pay program allows you to skip one payment on each of your loans every 12 months. 

Explore Skip-A-Pay