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TEXAR Federal Credit Union
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Loan Rates 903.223.5626

Consumer Loan Rates for Autos, Boats, RVs, Motorcycles, etc. 

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Credit Tier Unsecured Loans APR*
0 to 36
Months**
37 to 48 Months** 49 to 60 Months** 61 to 72 Months**
73 to 84
Months**
85 to 120 Months**
Excellent 7.95% 3.00% 3.20% 3.40% 3.60% 4.15% 5.00%
Good 9.45% 3.50% 4.00% 4.50% 4.99% 5.99% 6.75%
Above Average 13.60% 4.55% 5.25% 5.95% 6.65% 7.45% 8.05%
Average 15.50% 6.85% 7.55% 7.85% 8.75% 9.25% 10.00%
Below Average 18.00% 13.05% 13.55% 13.85% 14.55% 15.25% 16.00%
Low 18.00% 15.95% 16.50% 16.75% 18.00% 18.00% 18.00%
*APR = Annual Percentage Rate
** Secured Rates
 
  • Rate and term based on credit score and year model (auto)
  • Rate subject to change without notice
  • All loans subject to approval
  • For example, a vehicle financed for $25,000.00 with an interest rate of 3.40%, an approximate payment will be $454.00 for 60 months.

  • Check out TEXAR's Vehicles for Sale
  • For vehicle loans, apply online or call 903-223-5626 (LOAN)
  • For mortgage rates, call 903-223-0000, or Toll Free at 1-888-832-8937
 
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Mobile Banking

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