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TEXAR Federal Credit Union
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Fee Schedule

Effective March 26, 2021

Service Fee
Cashiers Check $3
Non-Sufficient Item $35
Overdraft Protection Items - Negative $25 or less $5
Overdraft Protection Items - Negative from
$25.01 to $50
Overdraft Protection Items - Negative from
$50.01 and more
Dormant Fee per month (6 months of no activity) $5
Account Printout $1
Statement Copy $5
Account Research per hour $25
Account Balancing Assistance $25
Stop Pay Items $15
Garnishments $200+ attorney fees
Levies $100
Check Copies
Bank Wires
Financial Institution to Financial Institution Transfer
(in or out)
Collection Item (domestic only)
Debit Card Replacement
Return Mail
Account Closed Within 60 days of Opening
ATM - Our Member at Foreign ATM
(withdrawal and balance inquiry)
ATM - Non-Member at Our Machine
Check Cashing Fee with Aggregate Balance of
$100 or less past 60 days (minimum $5)
Money Market Average Daily Balance
less than $2500 per month
Call Center Balance and Account Inquiries
per transaction
Verification of Deposit Request (each)
Checking Account Average Daily Balance
less than $500 per month
Return E-mail Account Statement
Bad Address Fee each month until corrected
Electronic Credit Card Payment - Online $7.50
Electronic Credit Card Payment - Staff Assisted $12.50
Notes: The $5 fee for an average daily checking fee balance of less than $500 will not be assessed to those
22 years of age and under.
Will I be charged a dormant fee?
The Dormant Fee will NOT be assessed if you have any of the following relationships with TEXAR:

  • Active loan or credit card
  • Average savings share balance of $100 or more
  • Checking, money market, share certificates, business or retirement accounts
  • Active mortgage loan
  • Under the age of 18
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Bill Payment

With our Bill Pay service you can pay anyone directly from your checking account.

Sign Up For Bill Payment

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Need Extra Cash?

Our Skip-A-Pay program allows you to skip one payment on each of your loans every 12 months. 

Explore Skip-A-Pay