Fee Schedule

Effective March 14, 2026




 


 
Service
Fee
Cashiers Check $3
Non-Sufficient Item $35
Overdraft Protection Items - Negative $25 or less $5
Overdraft Protection Items - Negative from
$25.01 to $50
 $20
Overdraft Protection Items - Negative from
$50.01 and more
 $35
Dormant Fee per month (6 months of no activity) $5
Account Printout $1
Statement Copy $5
Account Research per hour $25
Account Balancing Assistance $25
Stop Pay Items $15
Garnishments $200+ attorney fees   
Levies $100
Check Copies
 $2
Bank Wires
 $15
Skip-A-Pay
 $35
Collection Item (domestic only)
 $10
Debit Card Replacement
 $10
Return Mail
 $5
Account Closed Within 60 days of Opening
 $25
ATM - Non-Member at Our Machine
 $5
Check Cashing Fee with Aggregate Balance of
$100 or less past 60 days (minimum $5)
 2%
Call Center Balance and Account Inquiries
per transaction
 $2
Verification of Deposit Request (each)
 $15
Return E-mail Account Statement
 $5
Bad Address Fee each month until corrected
 $5
Electronic Credit Card Payment - Staff Assisted $15.00
 
*Note: A maximum of 6 Non-Sufficient Funds fees or Overdraft Privilege fees (or combination of the two) are allowed per day with a maximum charge of $210 per day. Fees may reduce earnings.
 
 
Will I be charged a dormant fee?
The Dormant Fee will NOT be assessed if you have any of the following relationships with TEXAR:
    • Active loan or credit card
    • Average savings share balance of $100 or more
    • Checking, money market, share certificates, business or retirement accounts
    • Active mortgage loan
    • Under the age of 18