Fee Schedule

Effective February 1, 2025




 


 
Service
Fee
Cashiers Check $3
Non-Sufficient Item $35
Overdraft Protection Items - Negative $25 or less $5
Overdraft Protection Items - Negative from
$25.01 to $50
 $20
Overdraft Protection Items - Negative from
$50.01 and more
 $35
Dormant Fee per month (6 months of no activity) $5
Account Printout $1
Statement Copy $5
Account Research per hour $25
Account Balancing Assistance $25
Stop Pay Items $15
Garnishments $200+ attorney fees   
Levies $100
Check Copies
 $2
Bank Wires
 $15
Financial Institution to Financial Institution Transfer
(in or out)
 $1
Skip-A-Pay
 $35
Collection Item (domestic only)
 $10
Debit Card Replacement
 $20
Return Mail
 $5
Account Closed Within 60 days of Opening
 $25
ATM - Our Member at Foreign ATM
(withdrawal and balance inquiry)
 $1.50
ATM - Non-Member at Our Machine
 $5
Check Cashing Fee with Aggregate Balance of
$100 or less past 60 days (minimum $5)
 2%
Money Market Average Daily Balance
less than $2500 per month
 $5
Call Center Balance and Account Inquiries
per transaction
 $2
Verification of Deposit Request (each)
 $15
Checking Account Average Daily Balance
less than $500 per month
 $5
Return E-mail Account Statement
 $5
Bad Address Fee each month until corrected
 $5
Electronic Credit Card Payment - Online $7.50
Electronic Credit Card Payment - Staff Assisted $12.50
 
*Note: The $5 fee for an average daily checking fee balance of less than $500 will not be assessed to those 22 years of age and under.
 
 
 
Will I be charged a dormant fee?
The Dormant Fee will NOT be assessed if you have any of the following relationships with TEXAR:
    • Active loan or credit card
    • Average savings share balance of $100 or more
    • Checking, money market, share certificates, business or retirement accounts
    • Active mortgage loan
    • Under the age of 18