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TEXAR Federal Credit Union
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Home Improvement Loans

TEXAR now offers Low-interest Home Improvement Loans

Looking to update your current property with new windows, counter tops, or a swimming pool?  A home improvement loan allows you to maximize the potential in your current property by financing updates and upgrades.
Speak to a Loan Officer by any of our 3 simple ways:
  • Call 903.223.5626
  • Text "LOAN"  to 83927
  • Click here to apply online
Amount Term APR* as low as Credit Tier
Up to $50,000
Up to 84 months
3.99% 740 or greater
Up to $25,000 Up to 84 months  4.99%
680-739 credit score
Items needed to qualify for a home improvement loan:
  • Credit score of 680 or higher
  • Proof of employment for 4 years
  • Verification of income with a W-2 and pay stub within the last 30 days
  • Those who are self-employed must provide two years worth of tax returns
  • Full direct deposit with TEXAR can be used as verification of income
  • Proof of residence for a minimum of 4 years
    • Copy of recorded Warranty Deed on present residence is required to be on file
  • Detailed list of improvements or work estimates
  • Loan may not exceed amount of estimates
*APR=Annual Percentage Rate
All loans subject to approval. Financing options subject to change. Rates are based on creditworthiness.
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Apply For a Loan Now

Apply for a commercial, vehicle, or mortgage loan and we'll contact you by the end of business day.

Apply for a loan now

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Low Rate Auto Loans

We provide you with the resources to finance your vehicle with the best loan and interest rate.