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TEXAR now offers Low-interest Home Improvement Loans
Looking to update your current property with new windows, counter tops, or a swimming pool? A home improvement loan allows you to maximize the potential in your current property by financing updates and upgrades.
Speak to a Loan Officer by any of our 3 simple ways:
- Call 903.223.5626
- Text "LOAN" to 903.223.5626
- Click here to apply online
| Amount | Term | APR* as low as | Credit Tier |
|---|---|---|---|
| Up to $50,000 |
Up to 84 months
|
8.99% | 740 or greater |
| Up to $25,000 | Up to 84 months | 10.99% |
680-739 credit score
|
Items needed to qualify for a home improvement loan:
- Credit score of 680 or higher
- Proof of employment for 4 years
- Verification of income with a W-2 and pay stub within the last 30 days
- Those who are self-employed must provide two years worth of tax returns
- Full direct deposit with TEXAR can be used as verification of income
- Proof of residence for a minimum of 4 years
- Copy of recorded Warranty Deed on present residence is required to be on file
- Detailed list of improvements or work estimates
- Loan may not exceed amount of estimates
*APR=Annual Percentage Rate
All loans subject to approval. Financing options subject to change. Rates are based on creditworthiness.
