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ANYWHERE ACCESS

Deposit Rates

 

Deposit rates effective 06/23/2018 and subject to change.

*APY = Annual Percentage Yield

Savings Accounts

Account
Dividend Rate
APY*
Minimum Balance to Open Account
Minimum Balance for Dividends
Regular Shares
0.10%
0.10%
$25.00
Average daily balance of $100
IRA
0.30%
0.30%
$50.00
$0.01

Checking Accounts

Account
Dividend Rate
APY*
Minimum Balance to Open Account
Minimum Balance for Dividends
Dividend Checking
0.05%
0.05%
$50.00
$0.01

Money Market Checking Tiers

Daily Balance Tiers
Dividend Rate
APY*
Minimum Balance to Open Account
Minimum Balance for Tiered Dividends
$2,500.00 to $24,999.99
0.20%
0.20%
$2,500.00
Minimum daily balance of $2,500
$25,000 to $49,999.99
0.25%
0.25%
$2,500.00
Minimum daily balance of $25,000
$50,000 to $99,999.99
0.30%
0.30%
$2,500.00
Minimum daily balance of $50,000
$100,000 to $149,999.99
0.35%
0.35%
$2,500.00
Minimum daily balance of $100,000
$150,000 +
0.40%
0.40%
$2,500.00
Minimum daily balance of $150,000

Share Certificates

Term
Dividend Rate
APY*
Online Rate
Minimum Balance
 
Dividend Rate
APY*
To Open and for Dividends
48 Month
2.20%
2.22%
2.20%
2.22%
$1000.00
36 Month
2.15%
2.17%
2.15%
2.17%
$1000.00
24 Month
2.10%
2.12%
2.10%
2.12%
$1000.00
18 Month
1.83%
1.85%
1.83%
1.85%
$1000.00
15 Month
2.23%
2.25%
2.23%
2.25%
$1000.00
12 Month
1.60%
1.61%
1.60%
1.61%
$1000.00
6 Month
1.25%
1.26%
1.25%
1.26%
$1000.00

 

NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a member service representative.

Why are online rates different from other rates?

You can open a certificate online through Anywhere Access. As an incentive, rates for certificates opened online have a higher return.

 

Loan Rates

 

Credit Tier

Unsecured Loans APR*

Consumer Secured Loans

Autos, Boats, RVs, Motorcycles, etc. APR*

   
0 to 36 months
37 to 48 months
49 to 60 months
61 to 72 months
73 to 84 months
85 to 120 months
Excellent
7.65%
2.65%
2.85%
3.05%
3.25%
3.45%
3.95%
Good
9.15%
3.15%
3.65%
4.15%
4.65%
5.15%
5.65%
Above Avg.
13.15%
4.35%
5.05%
5.75%
6.45%
7.15%
7.85%
Average
15.15%
6.85%
7.35%
7.85%
8.35%
8.85%
9.35%
Below Avg.
17.95%
12.85%
13.35%
13.85%
14.35%
14.85%
15.35%
Low
17.95%
15.65%
16.15%
16.65%
17.15%
17.65%
18.00%

*APR = Annual Percentage Rate

  • Rate and term based on credit score and year model (auto)
  • Rate subject to change without notice
  • With Approved Credit

 


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