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ANYWHERE ACCESS

Deposit Rates

 

Deposit rates effective 02/17/2018 and subject to change.

*APY = Annual Percentage Yield

Savings Accounts

Account
Dividend Rate
APY*
Minimum Balance to Open Account
Minimum Balance for Dividends
Regular Shares
0.10%
0.10%
$25.00
Average daily balance of $100
IRA
0.30%
0.30%
$50.00
$0.01

Checking Accounts

Account
Dividend Rate
APY*
Minimum Balance to Open Account
Minimum Balance for Dividends
Dividend Checking
0.05%
0.05%
$50.00
$0.01

Money Market Checking Tiers

Daily Balance Tiers
Dividend Rate
APY*
Minimum Balance to Open Account
Minimum Balance for Tiered Dividends
$2,500.00 to $24,999.99
0.20%
0.20%
$2,500.00
Minimum daily balance of $2,500
$25,000 to $49,999.99
0.25%
0.25%
$2,500.00
Minimum daily balance of $25,000
$50,000 to $99,999.99
0.30%
0.30%
$2,500.00
Minimum daily balance of $50,000
$100,000 to $149,999.99
0.35%
0.35%
$2,500.00
Minimum daily balance of $100,000
$150,000 +
0.40%
0.40%
$2,500.00
Minimum daily balance of $150,000

Share Certificates

Term
Dividend Rate
APY*
Online Rate
Minimum Balance
 
Dividend Rate
APY*
To Open and for Dividends
48 Month
1.34%
1.35%
1.44%
1.45%
$1000.00
36 Month
1.29%
1.30%
1.39%
1.40%
$1000.00
24 Month
1.29%
1.30%
1.39%
1.40%
$1000.00
18 Month
1.83%
1.85%
1.83%
1.85%
$1000.00
12 Month
1.58%
1.59%
1.58%
1.59%
$1000.00
6 Month
1.14%
1.15%
1.14%
1.15%
$1000.00

 

NOTE: Rates are effective as of dates published and are subject to change. There is a penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Deposits are federally insured by the National Credit Union Administration to at least $250,000. If you need further information on applicable fees and terms, please contact a member service representative.

Why are online rates different from other rates?

You can open a certificate online through Anywhere Access. As an incentive, rates for certificates opened online have a higher return.

 

Loan Rates

 

Credit Tier

Unsecured Loans APR*

Consumer Secured Loans

Autos, Boats, RVs, Motorcycles, etc. APR*

   
0 to 35 months
36 to 59 months
60 to 83 months
84 to 120 months
Excellent
7.45%
2.25%
2.50%
2.75%
3.45%
Good
8.95%
2.75%
3.25%
3.75%
4.95%
Above Average
12.95%
3.95%
4.95%
5.95%
6.95%
Average
14.95%
6.45%
6.95%
7.45%
7.95%
Below Average
17.95%
12.45%
12.95%
13.45%
13.95%
Low
17.95%
15.45%
15.95%
16.45%
16.95%

*APR = Annual Percentage Rate

  • Rate and term based on credit score and year model (auto)
  • Rate subject to change without notice
  • With Approved Credit

 


  • Check out TEXAR's Vehicles for Sale here
  • For vehicle loans, Apply Here Online or call 903-223-5626 (LOAN)
  • For mortgage rates, call 903-223-0000, or Toll Free at 1-888-832-8937